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Tucked away in the highly desirable Somerset Point neighborhood, just off Historic Mathis Ferry Road, 630 Cain Drive captures the spirit of Lowcountry living with timeless grace and modern comfort yet with unparalleled convenience to downtown Charleton and the IOP/Sullivans island beaches. This beautifully appointed home sits on a lush 0. 4-acre lot, offering sweeping views of the marsh and tidal creek, with direct access to Hobcaw Creek via a private dock. Whether you're casting a line, hopping on your boat for a sunset cruise, or simply soaking in the golden-hour glow, life here unfolds at the water's edge. Mature trees and coastal breezes frame the backyard, where a thoughtfully designed outdoor living space awaits. The expansive deck is perfect for entertaining and features a full chef's outdoor kitchen. Highlights include a rust-proof refrigerator and freezer, a sink with running water, a culinary grill with drop-in griddle and fryer, charcoal/wood options, a designated space for a Green Egg, and even an extra gas line for future upgrades all offering unmatched functionality and Southern charm for gatherings big and small. Step inside and you'll find a completely renovated first floor where craftsmanship and comfort meet. The heart of the home is the brand-new kitchen, complete with a Fulgor gas range, double wall ovens, custom cabinetry, and a large island that seats four with ease. The kitchen flows into a formal dining room and opens to a generous living room featuring exposed beams and a striking exposed brick fireplace that anchors the space. Just off the living room, the sunroom offers stunning views of the marsh and creek a year-round retreat that invites the outdoors in. The owner's suite is privately tucked at the back of the home with calming views and a spa-inspired bath boasting a large tiled shower, separate soaking tub, dual vanities, and a walk-in closet. The front of the home offers a formal entry with a large office to the left and formal dining to the right. Two additional bedrooms and a full bath with a tiled shower round out the main level, where wide plank engineered French Oak flooring flows throughout. Upstairs, you'll find two spacious bedrooms, each with its own ensuite bathroom and walk-in closet, as well as a large bonus room perfect for a media room, game room, or cozy hideaway for guests
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,940,000 | $1,940,000 | $1,940,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.898% | 6.739% | 6.560% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $11,945 | $12,422 | $16,766 |
Total Monthly Payment | $12,070 | $12,547 | $16,891 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.