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*PRICE REDUCTION*Welcome to 30839 Penny Surf Loop, a stunning, MOVE-IN-READY 3-bedroom, 2-bathroom, 2 Car Garage home in the highly sought-after Epperson Ranch community! This modern home offers 1516 sq. ft. of stylish living space with an open floor plan, tile flooring in the main living areas, recessed lighting, and a beautiful kitchen featuring granite countertops and stainless-steel appliances. Enjoy your mornings or evenings on the expansive screened lanai overlooking the peaceful backyard. The lanai and garage completed with Eloquent Epoxy layered Finish. Located just minutes from local schools, this home is ideal for families. Nearby educational options include Wesley Chapel High School, John Long Middle School and Sand Pine Elementary School, all known for their excellent programs. Dining and shopping are at your fingertips, with a wide variety of restaurants and retail stores nearby. Whether you're craving a quick bite or fine dining, you’ll find plenty of options around The Shops at WireGrass or Tampa Premium Outlets. For outdoor enthusiasts, the 7-acre Crystal Lagoon offers a tropical water experience, perfect for relaxing or enjoying water sports. The community also features nature trails, a kiddie park and a
dog park. Plus, this home is conveniently located just 3 minutes from I-75, making it easy to commute to downtown Tampa and other surrounding areas. Located within the Epperson community, this home offers access to the Crystal Lagoon, a resort-style amenity featuring a swim-up bar, tidal pools, and an obstacle course. Residents can also enjoy the resort clubhouse and other recreational facilities. Don't miss your chance to make this beautiful home your own!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $175 | $175 | $175 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,896 | $1,971 | $2,511 |
Total Monthly Payment | $2,145 | $2,220 | $2,760 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.