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9279 SE 120TH LOOP, Summerfield, FL, 34491 | $365,000
Welcome to Spruce Creek Golf & Country Club! You will love this well maintained 3 bed / 2 bath home in this guard gated 55+ golf community! NO REAR NEIGHBORS! Roof replaced in 2022! Well-manicured lawn as soon as you arrive. This home awaits its new owner! With an open floor plan, you’ll find plenty of room versatile enough to arrange as you see fit. Enter and appreciate the open floor plan with a formal dining area to your right and a private office off the front entrance! You’ll appreciate the size of the living room – makes for a great gathering space. Your beautiful contemporary kitchen boasts plenty of cabinet space, a dinette, roomy closet pantry, and a breakfast bar. You will always have hot water with the SOLAR hot water system! The primary bedroom is on one side - great for privacy - and features an en-suite bath including dual sinks, quartz counters, garden tub, separate shower and walk-in closet. The secondary bedrooms are perfect for guest bedrooms or secondary work from home office. An extra reason to love this home is all that you have out back including your spacious screened in lanai - great for entertaining. Other great features: solar panels, garage screen door and integrated electrical well irrigation system - utility bills are minimal. This home has been nicely maintained and SHINES, both inside and out. Spruce Creek features many active lifestyle amenities including a clubhouse, fitness complex, community pools, restaurant, tennis courts, and so much more! Perfectly located near 441 and minutes from I-75. Come see what this home has to offer!
Features
- Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Park, Pickleball Court(s), Pool, Recreation Facilities, Spa/Hot Tub, Tennis Court(s)
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Laundry: Laundry Room
- Year Built: 2004
- Garage: 2-car Driveway, Garage Door Opener, Golf Cart Garage
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,120
- Acreage: 0.21
- Est. Taxes: $2,705
- HOA Fee: $211 Monthly
- Lot Desc: Conservation Area, Landscaped
- View: Trees/Woods
- Adult Communities: Yes
- Elem. School: Belleview Elementary School
- Middle School: Lake Weir Middle School
- High School: Lake Weir High School
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Solar Hot Water, Washer
- MLS#: O6287584
- Days on Market: 28 days
- Website: https://www.raveis.com
/prop/O6287584/9279se120thloop_summerfield_fl?source=qrflyer
Listing courtesy of EXP REALTY LLC Phone: 888-883-8509
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
9279 SE 120TH LOOP, Summerfield, FL, 34491
$365,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $292,000 | $292,000 | $292,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
| Monthly Tax Payment | $225 | $225 | $225 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,846 | $1,918 | $2,444 |
| Total Monthly Payment | $2,146 | $2,218 | $2,744 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388