12455 SE 92ND TERRACE, Summerfield, FL, 34491 | $255,000

One or more photo(s) has been virtually staged. Back On the Market! Sale of Buyers property fell through. Lovely 2/2 San Mateo model home in the Tamarron Neighborhood of Award winning 55+ Del Webb Spruce Creek Country Club Gated Community. Roof 2021, Hot Water Heater 2025, coils in HVAC replaced 2016. This beautifully designed split plan home features an inviting open layout with spacious living and dining areas adorned with Pergo Laminate floors, complemented by tiled kitchen surfaces, cozy carpeted bedrooms and ceiling fans throughout. Abundant natural light floods the public spaces through large windows, enhancing the home's bright and airy atmosphere. The kitchen includes pull-out cabinet shelves, a pantry closet, and casual dining space, with convenient access to a screened lanai for outdoor enjoyment. The master suite boasts a generous walk-in closet and an ensuite bath equipped with a dual vanity, walk-in shower, and private water closet, while additional storage is provided by a linen closet and a large utility closet with washer/dryer hookups. The guest bedroom is conveniently located near a full bath featuring a tub/shower combo and a spacious hall closet. Completing this exceptional property is a two-car garage that includes a utility sink, workbench, attic stair access, sliding screen doors, and a new garage door opener, making it both functional and versatile. This home is a short walk to The Vet Park and Ball Fields. Del Webb Spruce Creek Golf & Country Club Gated Community has over 70 clubs, (4) 9-hole Golf Courses, 3 pools, An Indoor Pool, Clubhouse, Fitness Center, Bocce Ball, Shuffleboard, Pickleball & Tennis Courts, Sand Volleyball, Water Volleyball, Lake Vista Gazebo, Pavilions, Walking Paths & much more! You will also find Restaurants, Dining Entertainment, Liberty Grille in the Del Webb Community. Only a short drive away from all the activity in The Villages. Easy access to restaurants, shopping and doctors. Schedule your appointment to see this home and start living your Retirement Dream!

Features

  • Amenities: Gated, Golf Course, Pool, Racquetball, Recreation Facilities, Security, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 86 x 100
  • Laundry: In Garage
  • Style: Contemporary
  • Year Built: 2001
  • Garage: 2-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,422
  • Acreage: 0.2
  • Lot Size: 86 x 100
  • Est. Taxes: $1,714
  • HOA Fee: $211 Monthly
  • Lot Desc: Corner Lot
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: G5092517
  • Days on Market: 52 days
  • Website: https://www.raveis.com
    /prop/G5092517/12455se92ndterrace_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/7/2025 1:06:29 AM)
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE   Phone: 352-233-2200

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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12455 SE 92ND TERRACE, Summerfield, FL, 34491

$255,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $204,000 $204,000 $204,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.063% 6.132%
Monthly Tax Payment $143 $143 $143
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,273 $1,340 $1,708
Total Monthly Payment $1,491 $1,558 $1,926

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.