2123 Harbor LN, Naples, FL, 34104 | $499,900

Your Perfect Naples Retreat!
This fully remodeled 3-bedroom, 2-bath home offers fresh, modern style mixed with Olde Florida Charm, in one of Naples’ most exciting and evolving neighborhoods. Located just minutes from the beach, 5th Avenue, and the up-and-coming Bayshore Arts District, it’s the perfect opportunity for a full-time residence, seasonal retreat, or high-performing investment property.
From the moment you step inside, you’ll notice the attention to detail. The open-concept layout is light, bright, and welcoming—ideal for entertaining or unwinding in your own slice of paradise. The home features wide plank tile flooring throughout, quartz countertops, custom designer tilework in the bathrooms, a subway tile backsplash, and sleek stainless steel appliances. Everything has been thoughtfully updated, including new vanities, cabinetry, A/C, water heater, electrical, and fresh interior and exterior paint. Big, Beautiful Mango tree in the front yard!
Outside, the partially fenced backyard offers privacy and tranquility—perfect for sipping your morning coffee, enjoying sunset cocktails, a family BBQ or simply soaking in the Florida sunshine. With no HOA and no rental restrictions, the possibilities are endless, whether you plan to use the home personally, seasonally, or as a short-term rental investment.
Situated in a well-established neighborhood in the heart of Naples, this location places you close to pristine beaches, world-class shopping and dining on 5th Avenue and 3rd Street South, Cambier and Baker Parks, Tin City, Celebration Park, and local farmer’s markets. The new Music and arts venue of the Gulfshore Playhouse and Naples Players at Sugden Park. The nearby Bayshore Arts District brings a vibrant creative energy to the area, offering art galleries, coffee shops, breweries, and waterfront restaurants—making this a truly unique place to live or invest. There is truly something exciting around every corner.
Don’t miss your chance to own a fully updated, move-in-ready home in one of Naples’ most promising and centrally located areas. Schedule your private showing today and experience the Naples lifestyle redefined. Flood insurance is in place and assumable.

Features

  • Amenities: None
  • Bedrooms: 3
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: BROOKSIDE
  • Year Built: 1963
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 1,026
  • Acreage: 0.14
  • Est. Taxes: $3,062
  • Lot Desc: Regular
  • View: Landscaped Area
  • Community Type: Non-Gated
  • Pet Policy: No Approval Needed
  • MLS#: 225033047
  • Website: https://www.raveis.com
    /prop/225033047/2123harborln_naples_fl?source=qrflyer
Copyright © 2025  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Realty One Group MVP

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2123 Harbor LN, Naples, FL, 34104

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $255 $255 $255
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,528 $2,627 $3,348
Total Monthly Payment $2,858 $2,957 $3,678

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.