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141 Congdon Road, South Kingstown, RI, 02879 | $4,000
Available from as soon as May 2025 as a yearly lease, this 3-bedroom, 2-bathroom ranch offers the ideal retreat in one of South County's most desirable areas. Just minutes from beaches and marinas, this home blends modern comfort with coastal charm on a private 1+ acre lot, making it the perfect spot to enjoy the best of every season. The chef's kitchen is a true highlight, featuring quartz countertops, stainless steel appliances and a beverage fridge. The home's gleaming hardwood floors, brick fireplace, and central air conditioning ensure a stylish and comfortable experience all year round. Step outside to enjoy a spacious back deck overlooking a beautifully landscaped, fenced yard. The oversized garage and massive walk-out lower level offer plenty of space for beach gear, bikes, and more, while the property's prime location puts you close to all the best of South County. For availability in summer 2025 ONLY, please refer to MLS # 1377009 for the listing OR Sept - May 2026 ONLY, refer to MLS #1377020
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Recreation Area,Restaurant,Shopping
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Laundry: Common Area
- Style: Ranch
- Year Built: 1974
- Garage: 1-car Attached,Garage,Unassigned
- Heating: Forced Air,Oil
- Cooling: Central Air
- Basement: Exterior Entry,Full,Interior Entry,Unfinished
- Approx Sq. Feet: 1,560
- Acreage: 1.25
- Lot Desc: Cul-De-Sac,Wooded
- Pets Allowed: No
- Appliances: Dryer,Dishwasher,Microwave,Oven,Range,Refrigerator,Washer
- Lease Term Type: Month To Month
- MLS#: 1381723
- Website: https://www.raveis.com
/prop/1381723/141congdonroad_southkingstown_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
141 Congdon Road, South Kingstown, RI, 02879
$4,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $3,200 | $3,200 | $3,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $20 | $21 | $27 |
| Total Monthly Payment | $95 | $96 | $102 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB