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I'm excited to present this charming 2-bedroom, 2-bathroom condo in the highly desirable Heritage Lake 55+ community. This well-cared-for home offers a one-car attached garage, a spacious lanai, and a number of thoughtful upgrades throughout. You'll notice the 8-foot ceilings and beautiful luxury vinyl flooring that give the living areas a clean, modern feel. The split-bedroom layout adds privacy and comfort.
Some major updates have already been taken care of for you — including a new AC unit (just a year old), a 2-year-old hot water heater, and an upgraded electrical panel. The washer and dryer are only 3 years old, so all the essentials are in great shape.
Heritage Lake is an active, welcoming community with plenty to enjoy. Relax by the heated pool and spa overlooking the lake, or join in on the many social activities at the clubhouse — from dances and card games to billiards and fitness classes. There’s also a library, tennis and pickleball courts, shuffleboard, and bocce ball to keep you moving and connected.
The condo fee covers almost everything — including exterior maintenance (painting and roof), grounds care, pest control, recreational facilities, trash, basic cable, escrow reserves, and more. It’s truly low-maintenance living that lets you focus on enjoying the Florida lifestyle.
Plus, you’re in a great location — close to shopping, beaches, restaurants, hospitals, and only about 45 minutes from both Tampa and St. Pete airports. This one’s ready for you to move in and start living your best life.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$188,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,120 | $151,120 | $151,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $135 | $135 | $135 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $968 | $1,004 | $1,274 |
Total Monthly Payment | $1,178 | $1,214 | $1,484 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.