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Rare opportunity to buy in Scottsland South Subdivision! Homes in this tucked back executive style neighborhood with no HOA do not come on the market often. The exterior of this home provides a corner lot, circular drive, oversized garage and partially fenced yard. The tranquility of the back yard offers a covered lanai and mature landscaping. Producing fruit trees such as avocado, lychee, mango and pineapple are sure to be the gardeners delight. Take note of beautiful large Staghorn the owners are leaving. At the entrance of the home you will enjoy the newer front door with leaded glass and storm door for natural light. Once inside you will appreciate the space this home offers and immediately notice the wide entry foyer with storage closet. Featuring an open floorplan with luxury vinyl flooring throughout, trey ceilings, crown molding and lots of windows to enjoy the backyard views. Offering a split bedroom plan, the primary bedroom is tucked away and includes an en-suite with dual vanities, stand alone shower and commode room. The other 3 bedrooms are good size and one has direct entrance to the guest bath. The heartbeat of the home is the kitchen which is open to the dining/family room with a wood burning fireplace. The kitchen has stainless steel appliances, an island and a pantry. This area is great for entertaining as it opens to the expansive formal living room. You will never be far from your guests in the perfectly laid out space. Your favorite room may just be the Florida room just off the family room. This area is perfect for a home office, gym space, playroom or a simple sitting area to relax. With a little updating this is sure to be a forever home! Roof Shingles 2021, Dual AC Units. Dual Water Heaters
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $276 | $276 | $276 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,471 | $2,601 | $3,315 |
Total Monthly Payment | $2,822 | $2,952 | $3,666 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.