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WATERFRONT HOME IN BURNT STORE ISLES ON KEY LOT W/**NEW METAL ROOF** Are you a boater who wants it all? Consider this spacious, 3 bed/3 bath + den waterfront home w/nearly 2, 800 sqft of living space, 140 ft of seawall along a wide turning basin, extended concrete dock w/lift & sailboat access to Charlotte Harbor. This custom home by SandStar Construction is located on a key lot w/views of a wide canal basin & intersecting canals. Inside, the open floor plan offers a formal living room, formal dining room & separate family room all situated around the centrally located kitchen. Architectural details include soaring cathedral ceilings, crown molding, & walls of sliding glass doors in living room, family room & master bedroom that allow tons of natural light into the home. The den/home office has glass doors that open to the family room allowing you to stay part of the action while working at your desk. As an added bonus, adjacent to the den & family room is a large craft/hobby area w/an additional built-in desk/workspace. Kitchen has solid surface counters, stainless steel appliances including a built-in oven, w/separate cook top plus plenty cabinet & counters space. The master suite is oversized w/reading area, walk-out access to lanai & a spa-like master bath w/two large walk-in closets, dual sinks, garden tub & tiled walk-in shower w/multiple shower heads. The split bedroom design boasts large guest rooms - each w/an en-suite bath. Disappearing sliding glass doors in the living room & family room open to the lanai extending the living space outside so you can enjoy true, Florida-style, indoor/outdoor living. The large lanai has multiple areas for entertaining, is plumbed for a summer kitchen & features an in-ground, heated pool w/attached spa. Planter on the lanai & tropical landscaping surrounding the home create the illusion of a private oasis on the lanai. The backyard is fenced in for privacy & leads to the extended concrete dock w/boat lift. Water & electric hook-ups are available dockside. Keep your boat docked in your backyard, ready to set off on your latest adventure at a moment's notice. OTHER AMENITIES: attached, two-car garage, hurricane protection, landscape lighting & security system. UPDATES/UPGRADES: NEW water heater (2022), NEW screens cathedral pool cage (2024), NEW roof (2024), pool resurfaced (2023), & NEW pool pump (2021). Home is located in Burnt Store Isles, a deed-restricted waterfront & golfing community w/an optional HOA. The HOA maintains an active social calendar encouraging you to get to know your neighbors. There is also an active boat club. Twin Isles Country Club is located in the center of the community. Practice your short & long game, brush up on your tennis strokes or simply enjoy the social setting. Enjoy the best of everything: boating from your backyard & a round of golf just around the corner at Twin Isles Country Club. Burnt Store Marketplace anchors BSI offering a Publix, Home Depot & several other shops & restaurants. Get all our shopping done without leaving the neighborhood! Take advantage of the active lifestyle available here in Punta Gorda by enjoying the numerous walking & biking trails as well as the many waterfront parks offering everything from playgrounds to pickle ball courts. Start living your Florida dream here. Make an appointment today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $876,000 | $876,000 | $876,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | $1,161 | $1,161 | $1,161 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,323 | $5,609 | $7,571 |
Total Monthly Payment | $6,609 | $6,895 | $8,857 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.