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***Motivated Seller says "Bring all reasonable offers!" This beautifully remodeled concrete block home tucked away in Joanna Shores features a large workshop and is solid as a rock and perfect for the outdoor enthusiast. Entering this beautiful home, the gorgeous luxury vinyl plank flooring that flows throughout most of this home will captivate you. The kitchen features custom tile backsplash that also surrounds the kitchen sink wall, a reverse osmosis system, all appliances, and a marble topped bar. The huge primary bedroom suite includes an ensuite bath with step-in shower, oversized sink, and could be easily modified and utilized as an efficiency apartment or VRBO if allowed by local municipalities. The air conditioned 10’ X 16’ workshop is built into the main home and makes the perfect workshop or storage room. In the back yard, you will find numerous raised garden beds, including a shaded bed area with raised concrete block garden beds, a small storage shed, and a huge paver-lined gazebo for gatherings or simply enjoying an iced tea in the shade while working on the garden beds and a fire pit for those cool nights. The air conditioned 10’ X 20’ shed has been utilized as a workout gym and features two lofts, which are perfect for additional storage. Additional features include newer windows and several newer doors, newer poly decking in the back yard, parking pad on the side of the home, the metal roof has been re-screwed, so there’s little maintenance required for years to come, and there are no rear neighbors. This community offers deeded access to the pristine waters of Lake Joanna’s boat ramp, dock, grills, volleyball net, swing and picnic area, so kayaking, fishing, swimming or water skiing are all easily accessible! All appliances, including the televisions, stay with your new home. Located just a short ride to Eustis, Mt. Dora, and the 429, so the ride to Orlando and the beaches is a breeze! All measurements are approximate and should be independently verified.
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Our Executive Mortgage Banker:
Our Insurance Division:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $261 | $261 | $261 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,947 | $2,023 | $2,578 |
Total Monthly Payment | $2,283 | $2,359 | $2,914 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.