5194 COOPER TERRACE, Port Charlotte, FL, 33981 | $549,000

Imagine vacationing 365 days a year! This updated 2 bedroom, 2 bath home will make you feel like you are on a permanent vacation. Located in the riverfront community of Gulf Cove, this waterfront home features an updated bright and spacious interior. As you walk through the front door, you will immediately notice the calm and coolness of a tropical getaway. Ceramic tile in most of the home allows for easy upkeep. The kitchen updates include granite counters, a tiled backsplash, center island, stainless steel appliances, breakfast bar & a skylight to allow for more natural light. The family room boasts a large window looking out to the waterway and beyond. There is also a full wall of closets for extra storage. The updates in the master bedroom include new carpet and a walk in closet that has been upgraded with a California-style closet system. The en-suite bath has been fully remodeled. The walk in shower features a glass door with a rain-like texture that continues with the tropical feeling. Bedroom #2 is large enough for two full size beds and also features a closet system. All the sliding glass doors pocket back to open the home to create additional living area. The large lanai is perfect for entertaining, with a pass through window from the kitchen, indoor/outdoor carpet and full length collapsible doors that open to the pool area. Wood beams across the ceiling of lanai continue with the coastal look. The pool was resurfaced in 2023 with pebble tech coating, a new skimmer and multi-color LED lights for additional ambiance. New pavers surround the pool and includes an 11'x6' area perfect to set up the barbeque. The new pool cage was installed in 2023 and features unobstructed views of your 95 feet on the waterway, the Myakka River and beyond. Other upgrades include a new 16. 5 SEER Trane HVAC system, all new ductwork & vents, new soffits, 6" gutters & downspouts and a new 18-gauge steel roof. Gulf Cove is located between Port Charlotte and Englewood, on the Myakka River. Gulf Cove Park is a private park that features a boat ramp and is accessible to property owners only for a nominal optional HOA fee. You are just a few minutes to the Myakka River from your backyard to enjoy your time on the water. You can head East towards Fisherman's Village in Punta Gorda, or head towards Boca Grande Pass (Tarpon fishing capital) and the Gulf of America or head north on the Myakka River on your boat, towards Sarasota and enjoy the fauna and flora that the Myakka River has to offer. Shopping, dining, golfing and the beaches are a short drive, as well as Charlotte Sports Park, spring training home to the Tampa Bay Rays baseball team. Start your permanent vacation in this wonderful waterfront home. Imagine!

Features

  • Amenities: Park, Playground
  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 85 x 125 x 95 x 107
  • Laundry: In Garage
  • Year Built: 1984
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,516
  • Acreage: 0.24
  • Lot Size: 85 x 125 x 95 x 107
  • Est. Taxes: $5,300
  • HOA Fee: $75 Annually
  • Lot Desc: Flood Insurance Required
  • View: Water
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Gunite, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7507946
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/C7507946/5194cooperterrace_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2025 1:23:39 AM)
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY   Phone: 941-627-3321

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5194 COOPER TERRACE, Port Charlotte, FL, 33981

$549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.990% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.172% 7.154% 6.172%
Monthly Tax Payment $442 $442 $442
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,812 $2,919 $3,677
Total Monthly Payment $3,346 $3,453 $4,211

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.