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This spacious and fully furnished two-bedroom, two-bathroom home is located in the all-age, golf cart-friendly community of Shadow Brook. The open floor plan features a welcoming living room with vaulted ceilings and new vinyl flooring, a large dining area with built-in storage, and a bright kitchen with a large window over the sink and an adjacent dinette space that can serve as a breakfast nook or home office. The oversized primary bedroom includes a walk-in closet and a spacious ensuite bathroom with both a walk-in shower and a separate tub. The second bedroom also offers a walk-in closet and easy access to the second full bathroom, both of which feature skylights for natural light. Additional highlights include a spacious carport, a fully enclosed lanai, and a separate workshop/storage area at the rear of the home. Recent upgrades include a 2023 membrane roof with a lifetime transferable warranty, energy-efficient Low-E vinyl windows, and updated vinyl flooring in the living and dining areas. Shadow Brook offers low quarterly fees that include internet, cable, water, and sewer, along with access to a community pool, clubhouse, and a full calendar of social activities. Ideally located near I-75 and I-275, the home provides convenient access to Tampa, St. Pete, Sarasota, beaches, shopping, and dining.
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Our Executive Mortgage Banker:
Our Insurance Division:
$162,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $129,600 | $129,600 | $129,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $123 | $123 | $123 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $819 | $851 | $1,085 |
Total Monthly Payment | $1,017 | $1,049 | $1,283 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.