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Live life like a dream come true…102 Providence Villas is waiting for you! This tasteful townhome has been largely updated since its original construction. Tucked inside the Stone Creek Cove golf and lake community, everyday living can feel like a vacation. This home includes a deeded boat slip, making it easier than ever to spend your days on the water, soaking up the sun and enjoying all that lake life provides. Inside, you’ll find a thoughtful layout that blends comfort with convenience. The main living space is open and airy, with natural light pouring through large windows. The kitchen is smartly designed with plenty of cabinetry, sleek countertops, stainless steel appliances, a beautiful tile backsplash and best of all - it overlooks the dining area and lake! The main level features a bedroom and ensuite along with a large living room with double-sided fireplace, 4 season room (for year-round lake views) and a patio) Upstairs, there's an another bedroom with ensuite. Picture windows provide sweeping views of the lake, and an inner room staircase takes you to a space that could easily serve as a bedroom, office, craft room or any private flex space you may be dreaming to have. There is another large bedroom and full bathroom on this level as well. While there's plentiful storage within the home, there's also a storage room for your lake gear off the patio! Located just minutes from shopping, dining, and I-85, this home blends low-maintenance living with high-level lifestyle in a convenient location. Whether you're looking for a full-time residence or part-time retreat, this property is ideal! Home may be sold furnished with acceptable contract terms. Golf cart included (cart to be sold "as is, where is"). Whether walking or "riding, " you'll appreciate the short, barely sloped walk. Water access, boat slip, location, and convenience… 102 Providence Villas is the total package.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $143 | $143 | $143 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,820 | $1,891 | $2,410 |
Total Monthly Payment | $2,038 | $2,109 | $2,628 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.