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Welcome to your dream home in beautiful Ormond Beach, Florida! This beautiful single-family residence offers the perfect blend of comfort, convenience, and charm. Imagine living just 10 minutes from the sandy shores, where you can soak up the sun and enjoy the ocean breeze whenever you desire. Nestled in the highly desirable Northbrook community, this home has been lovingly maintained and cared for. It boasts a large, open-concept design filled with abundant natural light, vaulted ceiling, and a huge two-sided fireplace. Perfect for entertaining and family gatherings, the layout seamlessly flows from the spacious living areas to a formal dining room and the kitchen is open to the family room. The inside laundry room provides ample storage, making organization a breeze. The primary bedroom has an en-suite bathroom and a flex room attached, which would make a great office, nursery, or work out room, just use your imagination. Both bathrooms have been beautifully updated. Additional features include: Whole-house water filtration system, A/C is 2018, Roof 2015, and a 4-pt is available upon request. Step outside and discover the beauty of the expansive lot. The property features both a beautifully treed front and back yard, creating a serene and private setting. Enjoy your morning coffee in the charming front courtyard or unwind on the back deck while taking in the tranquil nature views. The long driveway and side-entry double car garage add to the home’s curb appeal and functionality. Conveniently located close to shopping and dining, you’ll have everything you need right at your fingertips. Don't miss your chance to own this exceptional property in one of Florida’s most sought-after communities of Ormond Beach. All measurements approximate.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $154 | $154 | $154 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,991 | $2,097 | $2,651 |
Total Monthly Payment | $2,220 | $2,326 | $2,880 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.