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This beautifully updated home is a true gem in Highland Lakes, Palm Harbor's premier 55+ golf community! Featuring an open and inviting floor plan, this home is perfect for both entertaining and easy living. The renovated kitchen is a standout, with gorgeous quartz countertops, custom cabinetry, a striking backsplash, and a passthrough window leading into the bright Florida room. The spacious kitchen island is open to the living room with abundant bar seating for casual dining, creating a seamless flow for hosting family and friends. You'll love the indoor laundry room conveniently located between the split bedrooms. Natural light pours through the hurricane-impact windows, accentuating the newer laminate plank flooring and the home's neutral color palette. The gracious master suite is a peaceful retreat, with a large walk-in closet and a beautifully updated en-suite bathroom featuring a walk-in shower. The bright Florida room, complete with a newer mini-split AC unit, is perfect for year-round relaxation. This home is full of upgrades, including solar panels installed in 2020 for reduced electricity costs, HVAC (2018), updated electrical panel, brand-new hot water heater (2024), and whole-home gas generator (2020) offers additional peace of mind. The deep well is another great feature, providing further savings. High and dry above the floodplain and in a non-evacuation zone, this turn-key home is ready for you to move in and start enjoying all the benefits of living in Highland Lakes. With an HOA fee of just $164 per month, you'll have access to incredible resort-style amenities, including free golf on three private executive courses, tennis, pickleball, bocce, and shuffleboard courts. The large clubhouse hosts a wide range of social and performing arts events, exercise classes, and more. You’ll also enjoy the lodge on Lake Tarpon, complete with a private boat ramp, fishing pier, community pontoon boats, and free RV or boat storage. Highland Lakes is a golf cart community, making it convenient for many residents to get around with just one car. The community is perfectly located close to Gulf beaches, shopping, restaurants, medical services, professional sports, and cultural attractions. With two international airports and a cruise port nearby, travel is a breeze. Don't miss this opportunity to start living the dream here in Highland Lakes!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,920 | $327,920 | $327,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $124 | $124 | $124 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,073 | $2,154 | $2,745 |
Total Monthly Payment | $2,272 | $2,353 | $2,944 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.