13638 SUNSET LAKES CIRCLE, Winter Garden, FL, 34787 | $1,399,000

Move-In Ready Waterfront Home in Sunset Lakes – Winter Garden, FL

Wake up to stunning sunrise views over Lake Roper in the spacious Sunset Lakes community of Winter Garden, Florida. This fully updated, move-in ready home offers a peaceful retreat for both families and water sports enthusiasts. With exclusive access to 38 acres of freshwater, at one of the area’s premier waterski locations, enjoy waterskiing, paddleboarding, or simply relax by the water from your own backyard.

Set on a spacious lot with exceptional privacy, this home features an open floor plan perfect for everyday living and entertaining. It includes a formal dining room, living room, office/den, 4 bedrooms, and 2 fully remodeled bathrooms on the first floor. Upstairs, the 4th bedroom with an updated en suite full bath. The updated eat-in kitchen boasts new appliances, custom cabinets, quartz countertops, a farmhouse sink, and a center island.

The luxurious primary suite offers a large walk-in closet, built-in bookshelf nooks in the hallway, and a spa-like bathroom with a “Wet Room” design, soaking tub, dual shower heads, custom double vanity with dual sinks, and a linen closet.

Step outside to experience Florida living at its best with a covered patio, screened-in pool, built-in gas grill, exhaust hood, and refrigerator—perfect for entertaining. The multi-color lighted pool and spa creates a serene retreat, and all pool systems, including the heat pump, salt system, and lights, are controlled via the upgraded app-connected automation system, for convenience.

Boating enthusiasts will appreciate the boathouse with a boat lift and Touchless Boat Cover®, as well as the upgraded dock with durable composite decking—ideal for lounging or enjoying water sports.

This home is conveniently located just minutes from the Historic Downtown Winter Garden, where you can explore the farmers market, boutique shops, renowned restaurants, and a craft brewery. Enjoy biking and outdoor activities on the West Orange Trail, which are also accessible from Downtown Winter Garden. Plus, you’re just a short drive away from major theme parks and attractions.

With easy access to shopping, restaurants, and SR 429, this home is ideal for a growing family or a vacation getaway. Low HOA fees make this a rare opportunity to own a waterfront paradise in a highly sought-after community.

Don’t miss your chance—schedule a tour today!

Features

  • Rooms: 13
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 99 x 215 x 140 x 228
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Style: Contemporary
  • Year Built: 2000
  • Garage: 2-car Driveway, Garage Door Opener, Garage Faces Side, Ground Level, On Street
  • Heating: Central, Reverse Cycle, Zoned
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 2,985
  • Acreage: 0.61
  • Lot Size: 99 x 215 x 140 x 228
  • Est. Taxes: $13,479
  • HOA Fee: $360 Semi-Annually
  • Lot Desc: Landscaped, Sidewalk, Unincorporated
  • View: Trees/Woods, Water
  • Elem. School: Lake Whitney Elem
  • Middle School: SunRidge Middle
  • High School: West Orange High
  • Pool: Gunite, Heated, In Ground, Lighting, Outside Bath Access, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
  • MLS#: O6294788
  • Days on Market: 32 days
  • Website: https://www.raveis.com
    /eprop/O6294788/13638sunsetlakescircle_wintergarden_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/7/2025 12:53:10 AM)
Listing courtesy of SAND DOLLAR REALTY GROUP INC   Phone: 407-389-7318

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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13638 SUNSET LAKES CIRCLE, Winter Garden, FL, 34787

$1,399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,119,200 $1,119,200 $1,119,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.898% 6.739% 6.560%
Monthly Tax Payment $1,123 $1,123 $1,123
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,891 $7,166 $9,673
Total Monthly Payment $8,139 $8,414 $10,921

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.