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Why build and pay extra for upgrades when everything you want is already here at 832 Descartes Drive?This home offers 3 bedrooms (which one of the bedrooms downstairs is being used as an office. Could also be used as a dining room) 3 full baths in a beautifully landscaped setting. Overlooking a tranquil pond, the home features inviting outdoor spaces, including a spacious front porch and a screened-in porch--a thoughtful upgrade by the owner. Inside, luxury vinyl plank (LVP) flooring flows throughout the main level, with Red Oak LVP on the stairs and landing. The master bath is elegantly finished with ceramic tile. The gourmet kitchen is a perfect blend of style and function, featuring quartz countertops, a striking herringbone backsplash, and an oversized single-basin sink. High-end appliances include a fingerprint-resistant stainless steel microwave, a wall oven with an air-fry feature (Wi-Fi-enabled), a 36" five-burner gas cooktop, and an exterior-vented range hood. Smart storage solutionssuch as a walk-in pantry, soft-close cabinetry, under-cabinet lighting, pull-out shelves and trash bin, and built-in racks for baking sheets and pot lidsmake this kitchen a chef's dream. The main-floor owner's suite offers a peaceful retreat with a spa-like en-suite bath, complete with a walk-in shower and additional shelving. A second main-floor bedroom, currently used as a home office, adds flexibility and is enhanced by elegant double glass doors. Soaring nine-foot ceilings enhance the sense of space, leading to the upper level, which includes a private third bedroom, a full bath, and a maintenance room with extra storage. Additional upgrades include custom wainscoating and chair railing in the entry hallway and kitchen island, a storm screen door, a freshly painted garage with ceiling and wall-mounted storage, garage door wi-fi enabled and HVAC wi-fi enabled with a battery back-up. Conveniently located in Nexton, this home is just minutes from shops, restaurants, medical offices, a hospital, and grocery stores like Harris Teeter and Publix. Plus, it's only a short drive to historic downtown Summerville. Don't miss the chance to own this beautifully upgraded homeit's a must see.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,930 | $263,930 | $263,930 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,668 | $1,734 | $2,209 |
Total Monthly Payment | $1,743 | $1,809 | $2,284 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.