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*highest and best offer by Mon. 5pm. Move right in to this spotless, 3 BR, 1. 5 bath ranch style home w/additional finished area in the basement. The house is in desirable Long Hill on a beautifully landscaped 0. 46 acre lot, with shed, on cul-de-sac. Main level features include: LR w/wood burning fpl, glass fire screen and heat-o-later, hdwd flrs, clg fan, as well as a large picture window; remodeled eat in kitchen w/quartz countertop and ample cabinet space; main level family room/sunroom w/electric heat features large casement windows that allow the sunlight to stream in. The family room/sunroom leads to a large deck with retractible awning and both have views of the beautiful, lush, private back yard. Three BRs, a large hall linen closet and a remodeled full bath complete the upper level. There are 2 mini-splits which cool the entire main level, and there is a 220 v. outlet in one other bedroom for a room air conditioner, if desired. Each BR has a clg fan & hardwood floors. The lower level features an office with built-ins & bookshelves & ceramic tile floor; there is a rec/playroom (lower level family room) with a large storage closet, an Iron-Strike wood-burning stove and a half bath with older washer, newer dryer and linoleum floor. Many recent improvements including a new roof, gutters, downspouts and soffit vents all in 2022, new stonework and slate walkway to porch in 2021, a new Carlin oil burner & Bock water heater in 2015, 200 amp. electrical & two minisplits in 2007 1/2 cord of firewood on racks can stay or leave. Please note there are 2 potential family rooms. The main level one has almost floor to ceiling windows and is more of a sunroom. The lower level one is more of a rec room/playroom. No matter what you want to call it, there is plenty of space for the needs of everyone in the household! Please note: Under carpet there is MOZAIC TILE, same as on bathroom floor, NOT HARDWOOD.
Type | Description | Level |
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Bedroom 1 | Ceiling Fan,Hardwood Floor | Main |
Bedroom 2 | Ceiling Fan,Hardwood Floor | Main |
Eat-In Kitchen | Remodeled,Bay/Bow Window,Laminate Floor | Main |
Full Bath | Full Bath,Tub w/Shower,Tile Floor | Main |
Half Bath | Laundry Hookup,Tile Floor | Lower |
Living Room | Ceiling Fan,Combination Liv/Din Rm,Fireplace,Hardwood Floor | Main |
Office | Book Shelves,Built-Ins,Tile Floor | Lower |
Primary Bedroom | Cedar Closet,Ceiling Fan,Hardwood Floor | Main |
Rec/Play Room | Wood Stove,Walk-In Closet,Tile Floor | Lower |
Sun Room | Balcony/Deck,Ceiling Fan,Wall/Wall Carpet | Main |
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William Raveis Real Estate
Phone: 888.699.8876
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William Raveis Mortgage, LLC
Phone: 203.521.7207
Christine.Preston@raveis.com
NMLS Mortgage Loan Originator ID 90874
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $680 | $680 | $680 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,371 | $2,496 | $3,181 |
Total Monthly Payment | $3,126 | $3,251 | $3,936 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.