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Rare opportunity to own a home in the premier 55 and over Liberty Ridge condominium complex. Seldom do these units come on the market and they don’t last long! Located at the end of a quiet, picturesque cul-de-sac, this beautiful 2 bedroom/2 bath END UNIT townhome checks off all the boxes. The main level features an oversized living area with a gas fireplace and vaulted ceilings, a modern kitchen with newer appliances, a dining alcove with a bay window and a spacious primary bedroom with a huge walk-in closet and a full bath with a tub/shower. Upstairs features a second bedroom, a loft space perfect as an office or sitting area and a second full bath. Other conveniences include a laundry room just off the kitchen, central air, a 1 car garage and an assigned parking spot just a few steps from the front door! Complex amenities include a clubhouse and exercise room. Liberty Ridge is located in historic Stony Point nestled alongside the scenic Hudson River, just minutes from shopping, restaurants, the Palisades Parkway and great parks. Awesome location, low taxes and absolutely lovely! Only townhome available in this highly sought after development.
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Our Executive Mortgage Banker:
Our Insurance Division:
$469,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,200 | $375,200 | $375,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $722 | $722 | $722 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,372 | $2,465 | $3,141 |
Total Monthly Payment | $3,169 | $3,262 | $3,938 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.