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Boiling Springs, 4 bedroom, 3 full baths plus office & sun room with 3 car garage on 0. 46 acres with fenced yard built in 2021. Main floor has open concept plan with Kitchen that features Quartz countertops, 42" Cabinets, Carrara backsplash, Stainless Steel appliances including refrigerator, double wall oven, gas cooktop & deluxe range hood and large island has deco doors and bar seating. Main floor living area also includes breakfast area and sun room that overlooks the backyard, formal dining room and living room with gas fireplace. The owners suite is on the main level, with a luxurious owners bathroom featuring a stand alone garden tub, separate shower with tile & glass, double vanities, water closet, and spacious walk-in closet. Main level also has office with 8' glass French doors, 2 additional bedrooms and a 2nd full bath with double vanities and a porcelain tub/shower with tile. Laundry/Mud room on the main floor with built in bench. The 2nd level includes 4th room and full bath. Back yard is completely fenced in and includes a large patio. Orchard Valley is a small neighborhood, convenient to shopping and restaurants. Only 4 minutes away from Oakland Elementary School. Less than 10 minutes to Lake Bowen and I-26.
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Our Insurance Division:
$459,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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---|---|---|---|
Loan Amount | $367,920 | $367,920 | $367,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $214 | $214 | $214 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,295 | $2,417 | $3,080 |
Total Monthly Payment | $2,584 | $2,706 | $3,369 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.