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PRICE IMPROVEMENT! Fixer-upper with beach vibes & built-in equity! Just one block from the water and bursting with potential, 512 79th Ave in Saint Pete Beach sits proudly on a spacious corner lot with a carport, extra parking for your cars, boats, or paddleboards, and even a separate guest cottage with its own entrance—perfect for visitors, in-laws, or that creative Airbnb idea you've been dreaming about. Yes, the home was affected by flooding—but here’s the silver lining: it’s your chance to build serious equity with a little vision and sweat equity. The bones are solid with PGT impact windows, a 2-year-old HVAC system (just needs a new compressor), brand new air ducts, and upgraded details throughout—like ceiling fans with light kits, LED recessed lighting in the kitchen, wood blinds, and stylish light fixtures. The sellers even saved the quartz countertops, granite surfaces, microwave, and matching tile backsplash to help you bring the kitchen back to life with flair. The backyard? Think tropical courtyard meets chill beach bar, complete with a surfboard outdoor shower and lush landscaping that captures the essence of laid-back Florida living. Whether you restore the original layout or go big—an expanded kitchen, private master suite, or a total reimagining—the potential is wide open. Location, location. . . beach! Living in Saint Pete Beach means you're just minutes from award-winning sandy shores, local favorites like Pass-a-Grille, Upham Beach, and legendary spots like The Don CeSar Hotel. Grab Fresh Mahi from Toasted Monkey, catch a sunset cruise, or spend your days kayaking, biking the Pinellas Trail, or enjoying vibrant Downtown St. Pete with its buzzing art scene, waterfront parks, and foodie-approved dining. Photos shown are from before the storm to help you envision this beach home’s comeback story. Bring your imagination, your toolbox, and your flip-flops—this slice of paradise is ready for its next chapter.
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Our Executive Mortgage Banker:
Our Insurance Division:
$415,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $261 | $261 | $261 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,071 | $2,181 | $2,757 |
Total Monthly Payment | $2,407 | $2,517 | $3,093 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.