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Sunday to Sunday rotation. Share # 11. . . . . own 4 weeks in a beautiful three bedroom, two and a half bath classic beach cottage in the Pelican Bay neighborhood. Home is meticulously maintained and like new with recent updates. renovations include: exterior Trex deck and stairs, new furnishings, updated bathrooms, granite kitchen countertops, stainless appliances, mattresses and bedding, replaced HVAC, light fixtures and fans, hardwood flooring and LVT throughout the home. , new horizontal lattice enclosure, Hardie Plank siding. . . complete exterior painting March 2025. You can walk to the private pool for Pelican Bay owners or to the beach in a couple of minutes. This home is located directly across from the Wild DuneProperty Owner's- Beach House featuring a spacious porch with rocking chairs to enjoy the ocean views and beautiful scenery. . It provides grills, picnic tables, green space to play, showers and restrooms, and an event space for a birthday, family gathering or a business meeting. Nearby, the ambiance of historic homes, plantations, extraordinary cuisine, and fabulous boutiques of downtown Charleston await. Easy access to Charleston's airport. Bike, jog, play golf or tennis, take a stroll along the strand, or enjoy any of the first class amenities, restaurants, and shops at Wild Dunes while vacationing with family and friends.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $79,920 | $79,920 | $79,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $505 | $525 | $669 |
Total Monthly Payment | $580 | $600 | $744 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.