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*Seller is offering a $10, 000 Buyer credit; which can be used towards closing costs or rate buy down*
Built in 2019 by William Ryan Homes this gorgeous 4 bedroom, 2. 5 bath, pool home is located on a cul de sac; in the picturesque, gated community of Lakeshore Ranch. Boasting amazing curb appeal and upgraded interior finishes, this home is absolutely turnkey!. Inside the glass door entry the foyer opens up to a formal dining room to the left, and the spacious living room and kitchen ahead. Off the dining room is a butler's pantry that connects to the chef's kitchen with stainless steel appliances, granite counter tops, center island, 48" cabinetry with crown molding and an informal eating area with bay windows. The sliding glass door in the living room displays the perfect view of the screened lanai and sparkling salt water pool. Outside is a tranquil oasis as it backs up to a conservation and pond. You can conveniently go back inside through a side door; where there is a half bathroom. On the second floor 3 large bedrooms are to the front of the home making them perfect for family, guests or office space. While the primary retreat overlooking the pool is separate and private and includes a walk in closet and en suite bath with an expansive shower. There is plenty of storage throughout the home as well as an oversized laundry room and a 3 car tandem garage. Upgrades include: tile "wood look" flooring throughout the first floor and custom accent walls in the bedrooms. New (2025) hot water heater, a 1 year seller paid home warranty, and 4 years remaining on the builder 10 year structural warranty. Lakeshore Ranch has resort style amenities including a 24 hour manned gate, a community clubhouse, fully equipped 24-hour gym, 3 pools, a business center, fire pit, billiards, basketball and tennis/pickleball courts, dog park, playground, amphitheater and community dock. All located close to major highways, restaurants and shopping.
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Our Executive Mortgage Banker:
Our Insurance Division:
$579,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,200 | $463,200 | $463,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $677 | $677 | $677 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,928 | $3,043 | $3,878 |
Total Monthly Payment | $3,697 | $3,812 | $4,647 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.