![]() |
Built in 2024 and move-in ready - Why wait to build when this one checks every box? This is the only 6-bedroom, 3-bathroom home in the Mirada or Epperson Lagoon communities under $450K that offers pond views, a 17x8 covered lanai, and a fully custom primary closet system. With over 2, 500 sq ft of living space, the layout includes a downstairs bedroom and full bath, perfect for guests or multigenerational living! The kitchen is light, bright, and wide open, featuring a large quartz island, stainless steel appliances, a walk-in pantry, and tile flooring throughout the main level. Upstairs, the spacious primary suite includes dual sinks, quartz counters, a walk-in shower, and a dream closet with built-ins. You'll also find a 15x10 loft, four large bedrooms, a full bathroom with dual sinks, and a laundry room. Even the secondary bedrooms feature upgraded custom shelving. Step outside to a backyard with pond views and no rear neighbors right on top of you, a rare find in this price range! The home has only been lived in for 8 months; the sellers are staying in the Mirada Community and simply downsizing to a one-story home. Living in Mirada means access to the nation’s largest 15-acre lagoon with white sand beaches, paddleboarding, swim-up bars, and year-round resident-only events like movie nights, yoga, foam parties, and more. Mirada even has its own Publix and offers easy access to shopping. UltraFi internet and cable are included in the low HOA, and the community is fully golf cart-friendly with walking trails, playgrounds, and green space, all just minutes from I-75 for an easy commute into Tampa or Brandon. ELIGIBLE FOR 100% FINANCING USDA LOAN!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$445,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $356,000 | $356,000 | $356,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $301 | $301 | $301 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,250 | $2,366 | $2,980 |
Total Monthly Payment | $2,626 | $2,742 | $3,356 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.