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Under Construction. To-be built. This Spire Home model is called The Avery and will be nestled on this private 1-acre lot in the Pine Ridge Estates Community that comes with all the amenities. With four bedrooms, a modern kitchen, and all the upgrades you can think of, this one will feel just right as soon as you walk-in. Once inside, the main living area has a magnetic pull, drawing you in to a great room, dining room, and kitchen that’s perfect for family gatherings both large and small. Windows and 8-foot sliding glass doors leading to a covered lanai fill the space with light. A large 8-foot beautiful quartz island with seating provides the perfect spot for an after-school snack and impromptu conversation, while the walk-in pantry and premium appliances make meal prep that much easier. Three bedrooms are located near the front of the home and share a full bathroom with modern fixtures. A powder room, coat closet, and sizeable laundry room are nearby as well, as is access to the three-car garage. Everything on your list is all here, including a luxury owner’s suite. This well-deserved space has dual vanities, private lavatory, a large walk-in shower, and a generously sized walk-in closet. Homes in Pine Ridge Estates have public water and private septic systems. Floor plan and features list is attached. Comes with Builder Warranty. Included are range, microwave, disposal, dishwasher, hot water heater, garage door openers. Too many upgrades to list. Let's move you to the Nature Coast today!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $38 | $38 | $38 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,225 | $2,312 | $2,947 |
Total Monthly Payment | $2,338 | $2,425 | $3,060 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.