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Expanded Ranch in Prime Centerport Location – A Boater’s Dream! Nestled on a picturesque shy half acre lot, this charming 3-bedroom, 2-bath Expanded Ranch offers an exceptional opportunity for single-level living in one of Centerport’s most desirable neighborhoods—just moments from the Centerport Yacht Club! Boasting beautiful curb appeal, this home sits proudly on the property with a welcoming front porch and a spacious 2-car garage. ADA access can be provided through the garage. Inside you will find a warm and inviting living room featuring a wood-burning fireplace and a beautiful Andersen window that fills the space with natural light. To one side, you’ll find two comfortable bedrooms and a full bath with a skylight, offering a bright and airy feel. The heart of the home is the expansive open-concept kitchen, dining area, and family room, all designed to take in breathtaking backyard views. The family room features its own cozy fireplace, while 8-foot sliding doors seamlessly blend indoor and outdoor living. The kitchen is crisp and classic with white cabinetry, quartz countertops, and white appliances. Just off the kitchen, the primary suite offers privacy and comfort, complete with an ensuite bath. Enjoy year-round comfort with a combination of oil/hot-air and oil/baseboard heating, plus central air conditioning for the warmer months. The backyard oasis is flat, private and fenced-in, perfect for entertaining or relaxing on the paver patio. Boaters will appreciate the space to store your boat, while the Generac standby generator ensures peace of mind. The in-ground sprinkler system keeps the lush landscaping vibrant, and Tesla leased solar panels (installed in 2014) offer energy affordability. Additional updates include a new roof and gutters (2014). For those who love the coastal lifestyle, this location is unbeatable—just minutes from Centerport Yacht Club, Northport Harbor, Centerport Harbor, and beautiful beaches. Don’t miss this rare opportunity—make this coastal retreat your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.160% | 7.154% | 6.172% |
Monthly Tax Payment | $1,356 | $1,356 | $1,356 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,146 | $4,248 | $5,351 |
Total Monthly Payment | $5,594 | $5,696 | $6,799 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.