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Welcome to this stunning home in the highly sought-after New Point community on Lady's Island. Thoughtfully updated and beautifully maintained, this home offers a perfect blend of modern convenience and classic Lowcountry charm. Step inside to discover a bright and inviting floor plan featuring a main-floor bedroom and full bath, ideal for guests or one-level living. Upstairs, you'll find two luxurious en-suite bedrooms, each designed for comfort and privacy. Extensive renovations and upgrades ensure peace of mind, including a new roof (2024) and HVAC systems replaced in 2023 and 2024. Outside, the park-like setting creates a serene retreat, with lovely views overlooking a small neighborhood park. Enjoy morning coffee or evening gatherings on the porch while soaking in the beauty of your surroundings. A detached two-car garage offers ample storage and convenience, while the community dock provides easy access to the water, perfect for boating, fishing, or simply enjoying the coastal lifestyle. This home is just a short drive to downtown Beaufort, Harris Teeter, Publix, and great nearby schools, making it an ideal location for convenience and comfort. This is an exceptional opportunity to own a beautifully updated home in one of Lady's Island's premier communities. Don't miss your chance to experience the charm and elegance of New Point living!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $664,000 | $664,000 | $664,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.949% | 6.865% | 6.812% |
Monthly Tax Payment | $261 | $261 | $261 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,143 | $4,307 | $5,830 |
Total Monthly Payment | $4,495 | $4,659 | $6,182 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.