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A mid-century gem, this home sits on a large sunny lot. There are huge picture windows (living, dining, and lower-level family room, the latter of which face the private backyard and surrounding woods). Gorgeous hardwood floors in both the upstairs bedrooms and hall and most likely under the carpet in the living and dining rooms too. A lovely deck is off the dining room and is the perfect place for morning coffee or outdoor dining. Sellers removed a wall to create an enormous bedroom and now each first floor bedroom has its own bathroom and every bedroom has spacious closets. Downstairs is another bedroom and another 3/4 bath as well as a comfortable family room with easy access to the backyard. The basement has tons of storage, a laundry area and a very cute office under the stairs. Direct entry from the two-car garage into the kitchen is the height of convenience. The eat-in kitchen has a pantry and is open to the dining room. A shed in the backyard is the perfect place for storing mowers and other garden tools. Previous owner had amazing vegetable gardens and the potential for more flower and veggie gardening is wonderful. Owned by the same family for more than 44 years, this property is ready for new owners who will love big yard, the great neighborhood and the Montpelier life with a country feel.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $777 | $777 | $777 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,970 | $3,127 | $3,985 |
Total Monthly Payment | $3,839 | $3,996 | $4,854 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.