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**Exquisite Waterfront Home in the Luxurious Boating Community of MiraBay** Welcome to this stunning 4-bedroom, 2. 5-bathroom waterfront residence located in the highly sought-after MiraBay community. Designed with impeccable attention to detail, this home offers refined coastal living at its finest. The first floor features beautifully engineered hardwood flooring throughout, complemented by upscale Restoration Hardware fixtures in the main living areas. The chef’s kitchen is a culinary dream, boasting a 48" gas stove and an elegant quartz waterfall island—perfect for entertaining or everyday cooking. The primary suite is a true owner's retreat, located on the first floor with French doors leading to the screened-in patio. The room showcases charming wooden ceiling beams and shiplap, enhancing the home’s coastal ambiance. The spa-inspired ensuite bathroom includes dual vanities, and a custom-built California closet provides exceptional organization and luxury. At the front of the home, a versatile space can serve as a formal dining room, living room, or private office, highlighted by a modern accent wall and designer lighting. Upstairs, you'll find the secondary bedrooms along with a beautifully appointed bathroom featuring dual vanities—ideal for accommodating family or guests with ease. The family room features a striking stone accent wall and three sets of French doors that open to a pool-ready backyard. From here, enjoy serene canal views and access your private dock equipped with a brand new 16, 000 lb boat lift. The recently rebuilt seawall adds peace of mind, along with a whole-house generator and hurricane-rated windows. This exclusive side of MiraBay offers direct access to the bay without the need for a lift, making for a quick 25-minute boat ride to both Tampa and St. Petersburg. Additional upgrades include: RaceDeck garage flooring with LED lighting and an EV charger, Rinnai tankless water heater (2024), newer roof (2021), new HVAC units (2023 & 2024), fresh interior and exterior paint (2023), advanced security camera system (2024), automatic blinds and plantation shutters (2024). This completely updated home is a rare opportunity to live the coastal lifestyle you've always dreamed of. Don’t miss your chance to own a piece of paradise in MiraBay.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | $1,584 | $1,584 | $1,584 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,590 | $5,891 | $7,951 |
Total Monthly Payment | $7,299 | $7,600 | $9,660 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.