10 Joyce Road, Eastchester, NY, 10709 | $799,000
Location, Location, Location! An exceptional opportunity in the highly coveted Eastchester School District and only steps from Anne Hutchison elementary school! Situated in the desirable Huntley Estates neighborhood, this charming Cape-style home rests on a 0. 11-acre lot, offering a perfect layout and spacious rooms throughout. As you enter, you'll be greeted by an expansive living room with fireplace. The generously sized eat-in kitchen includes a door leading to the patio and yard, great for BBQing and outdoor enjoyment. The formal dining room, family room, and versatile office (or 4th bedroom) with an updated full bath complete the main level—perfect for guests or in-laws. Upstairs, you'll find a generously sized primary bedroom along with two additional bedrooms and a full hall bath. This home is centrally located just under a mile from Crestwood Metro-North Train Station, providing excellent access to local shops, dining, parks, and schools. Additionally, enjoy the exclusive rights to Lake Isle Country Club, offering swimming, tennis, and golf. Other Features Include: New gas heating and hot water systems, a new asphalt roof, a propane-powered generator, a front lawn sprinkler system, and both driveway and street parking. With attractive property taxes of $16, 249. 50 (or $14, 879. 50 with Basic STAR Benefit), this home presents a wonderful value. This property is being sold "As-Is, " offering the perfect opportunity to customize and make it your own. Don't miss out on this rare chance! A/O CTS
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Style: Cape Cod
- Year Built: 1950
- Heating: Baseboard, Hot Water
- Cooling: Wall/Window Unit(s)
- Approx Sq. Feet: 1,657
- Acreage: 0.11
- Est. Taxes: $16,250
- Lot Desc: Back Yard, Front Yard, Interior Lot, Near Golf Course, Near Public Transit, Near School, Near Shops, See Remarks, Sprinklers In Front
- Elem. School: Anne Hutchinson
- Middle School: Eastchester Middle School
- High School: Eastchester Senior High School
- School District: Eastchester
- Appliances: Dishwasher, Refrigerator
- MLS#: 832421
- Days on Market: 22 days
- Website: https://www.raveis.com
/prop/832421/10joyceroad_eastchester_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
10 Joyce Road, Eastchester, NY, 10709
$799,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
| Monthly Tax Payment | $1,354 | $1,354 | $1,354 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,988 | $4,199 | $5,351 |
| Total Monthly Payment | $5,434 | $5,645 | $6,797 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535