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Bright and beautiful 3 bed, 3. 5 bath townhome in the heart of lower Mt. Pleasant! Built in 2021, this home is low-maintenance, move-in ready, and loaded with conveniences: 3-floor elevator, tons of storage, outdoor access on every level, home office, 2-car garage, and flex space. High ceilings, large windows, and perfectly neutral finishes deliver a living space full of natural light and calm energy. An open and very functional kitchen features Bosch appliances, quartz countertops, spacious pantry, gas range, large island with seating, and powder room. A back deck off the kitchen is the perfect spot for grilling. The living room features a ventless fireplace, access to one of two front porches, and pocket doors with obscured privacy glass opening to a home office with built-in shelves. Upstairs, the owner's suite is huge and has two large walk-in closets, access to a private front porch, and a flex area for whatever your life calls for: additional workspace, spot for your Peloton or yoga mat, or the dedicated space your dog deserves. The ensuite bathroom features dual vanities and large tile shower. The washer and dryer are just outside the primary suite for convenience. A second bedroom with ensuite bathroom features a tub and another large walk-in closet. A third bedroom on the ground floor has a full bathroom, access to the screened porch, and backyard fitted with turf for ease of maintenance. The super clean garage comes with additional storage closets that are removable, as well as a second fridge. TV's, washer and dryer, and all window treatments including custom roman shades and curtains convey to buyer. 1213 Gatch offers a killer location bikeable to Sullivan's Island and Shem Creek and just a short drive to downtown Charleston. The shopping, restaurants, and schools of South Mt. Pleasant can't be beat! HOA fee covers exterior insurances, roof replacement, termite bond, landscaping and irrigation, common area maintenance, annual power washing, and pet stations.
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Our Insurance Division:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $759,200 | $759,200 | $759,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.739% | 6.560% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,613 | $4,861 | $6,561 |
Total Monthly Payment | $4,705 | $4,953 | $6,653 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.