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Welcome to your dream home in the prestigious Mount Pleasant neighborhood of Patriots Province. This exceptional property offers an unparalleled location, just a short walk or drive away from some of the area's most popular destinations. Enjoy easy access to the vibrant Shem Creek restaurants and boardwalk, Whole Foods, Trader Joe's, and the Mount Pleasant Recreation Center. Step inside to discover a beautifully appointed primary bedroom located on the first floor, featuring elegant hardwood flooring throughout. The en-suite bathroom serves as a luxurious escape, complete with a walk-in closet, dual vanity, and a spacious new shower. The living room invites you to unwind by the cozy fireplace, while the kitchen impresses with granite countertops. The dining room is bathed in natural light, thanks to its charming bay windows. The second floor offers two additional bedrooms, each with ample closet space, and a full bath. The lower level includes a convenient half bath and a laundry room. At the back of the house, you will find a sunroom which is an added square footage providing the perfect spot to enjoy your morning coffee or host gatherings. The delightful backyard retreat is ideal for relaxation or entertaining guests. The property includes a detached one-car garage with finished walls. Residents of Patriots Province enjoy access to wonderful neighborhood amenities, including a swimming pool, tennis and pickleball courts, play areas, and picnic tables. There is also boat storage available for residents for an additional fee. Recent improvements have enhanced the home's appeal, including a primary bath makeover with new tile, fixtures, vanity, paint, toilet, and exhaust fan. Fresh paint adorns every wall, with popcorn ceilings removed for a sleek finish. The kitchen has been opened by removing cabinets, and a new faucet has been installed. The second-floor carpet has been replaced with new flooring, complemented by a wool runner on the stairs, which have also been painted. The half bath features new flooring, fixtures, vanity, and toilet. The sunroom features fresh paint and a new mini split system. Additional upgrades include a new fan in the primary bedroom, updated faceplates, smoke detectors, and exterior lights. New window shades and lattice work enhance privacy and aesthetics, with the interior painted in a beautiful Greek Villa hue.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $648,000 | $648,000 | $648,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.911% | 6.764% | 6.726% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,990 | $4,149 | $5,645 |
Total Monthly Payment | $4,082 | $4,241 | $5,737 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.