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97 FARNUM Pike, #6, Smithfield, RI, 02917 | $459,900
A TRULY RARE FIND WATERFRONT CONDOMINIUM COMPLEX WITH Its OWN (PRIVATE) BEACH ON GEORGIAVILLE POND! THIS EXQUISITE, PRISTINE 6 ROOM TRI-LEVEL OFFERS BREATHTAKING VIEWS OF GEORGIAVILLE POND FROM 2 DECKS! THE HOME OFFERS GRANITE KITCHEN & BATHS, UPGRADED PERGO FLOORING ON THE MAIN LEVEL, HARDWOOD FLOORS IN THE FORMAL DINING AND THROUGHOUT THE TOP LEVEL. THE LAUNDRY IS LOCATED ON THE MAIN LEVEL, THERE ARE VAULTED CEILINGS & SKYLIGHTS ON THE TOP LEVEL. THE MASTER BEDROOM BATHROOM OFFERS A WHIRLPOOL TUB AND SEPARATE SHOWER. THE LOWER LEVEL IS FINISHED WITH A FAMILY/RECREATION ROOM. THIS LEVEL WALKS OUT TO THE COZY LANDSCAPED PATIO WITH WATERVIEWS AND THE GARAGE IS HEATED. THIS HOME HAS BEEN LOVINGLY MAINTAINED AND DECORATED WITH A DESIGNER'S TOUCH - THERE'S NOTHING TO DO BUT MOVE IN. THE REAL ESTATE TAXES AS SHOWN ARE SUBJECT TO CHANGE - THE NEW TAX RATE HAS NOT BEEN DETERMINED YET. THE NEW ASSESSMENT IS AS SHOWN. THIS SALE IS SUBJECT TO THE SELLERS CLOSING ON ANOTHER SUITABLE HOME. *************OPEN HOUSE HAS BEEN CANCELLED**************
Features
- Parking: 2-car
- Heating: Forced Air,Gas,Individual
- Cooling: Central Air
- Amenities: Golf,Highway Access,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Sidewalks
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Unit
- Complex: GEORGIAVILLE POND
- Year Built: 2003
- Common Charge: $400 Monthly
- Approx Sq. Feet: 1,600
- Est. Taxes: $5,142
- Lot Desc: Paved,Sprinkler System,Waterfront
- View: Water
- Pets Allowed: Yes
- Appliances: Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Water Heater
- MLS#: 1381884
- Website: https://www.raveis.com
/prop/1381884/97farnumpike_smithfield_ri?source=qrflyer
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
97 FARNUM Pike, #6, Smithfield, RI, 02917
$459,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $367,920 | $367,920 | $367,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
| Monthly Tax Payment | $429 | $429 | $429 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,326 | $2,417 | $3,080 |
| Total Monthly Payment | $2,829 | $2,920 | $3,583 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB