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Nestled among some of the finest private real estate in Ponte Vedra Beach, this half acre gem is ready to be your private oasis. This contemporary ranch is 3 bedrooms, 2 full bathroom plus office or workout room, and is beaming with potential. There is ample room to add a master suite addition, or a pool, the possibilities are yours to discover. Located just up the street from a public boat ramp, easily drop your boat for a day of fun on the Intracoastal Waterway and then bring it home to store. Zoned for ''A'' rated Ponte Vedra Beach schools and minutes to golf, fine dining, shopping and the beautiful beaches. Come live the ''Palm Valley'' lifestyle amongst the ancient oaks, palms and magnolia trees without the hassle of HOA restrictions and fees. Fully fenced backyard and large shed with loft to keep the garage free of tools and toys. Dedicated 120 volt plug for an RV. Up to $6000 credit toward buyers closing costs & prepaids through preferred lender Jaime Zeitz CMG Home Loans
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Our Executive Mortgage Banker:
Our Insurance Division:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $248 | $248 | $248 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,919 | $4,073 | $5,190 |
Total Monthly Payment | $4,259 | $4,413 | $5,530 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.