4009 S PENINSULA DRIVE, Out of Area, FL, 32127 | $699,900

Under contract-accepting backup offers. FABULOUS RECENTLY REMODELED & UPDATED BEACHSIDE HOME!! THIS 3BR/2. 5BA HEATED POOL HOME WITH RIVER VIEW IS A COASTAL GEM!! This beautifully remodeled showplace boasts 2, 180 SQUARE FEET of living area and nearly $250, 000 IN RECENT UPGRADES!! Perfect location just a few blocks to the PRISTINE SUGAR SAND “NO DRIVE” BEACH in the laid back community of WILBUR BY THE SEA!! The LIGHT & BRIGHT OPEN FLOOR PLAN features PLANTATION SHUTTERS, BARN DOORS, POCKET DOORS, CUSTOM LIGHTING & FANS throughout the home. The SPACIOUS GREAT ROOM with SOARING HIGH CEILING boasts a majestic Brazilian Koa Wood ceiling fan. The UPDATED FULLY-EQUIPPED KITCHEN is a chef’s dream showcasing elegant Quartz countertops, soft close white cabinetry, a center island with bar seating, stainless steel appliances, a touch faucet & decorative wood accent wall. Exquisite & stylish WOOD-LOOK PORCELAIN TILE FLOORING throughout the living areas makes this home ideal for beachside living! The ELEGANT PRIMARY SUITE includes plush Berber carpeting and DUAL CUSTOM WALK-IN CLOSETS. The luxurious spa-style primary bathroom features a soaking tub & large walk-in shower. Step out onto the FABULOUS WRAP AROUND BALCONY with Trex deck flooring and decorative cable railing to enjoy morning coffee or evening sunsets OVERLOOKING THE RIVER!! TWO ADDITIONAL GUEST BEDROOMS plus an UPDATED FULL GUEST BATH and UPDATED HALF BATH provide maximum comfort for friends & family. There’s also a convenient HOME OFFICE / BONUS ROOM. The HUGE FAMILY/GAME ROOM adorned with a beautiful bamboo ceiling, provides the perfect space for entertaining, movie nights, or even a future home theater. It can also be easily converted back into a spacious garage, if desired. Enjoy the SALT-CHLORINATED POOL installed in 2019 and SOLAR HEATING SYSTEM added in 2021 offers a private oasis for year-round relaxation. The EXTENDED PAVER DRIVEWAY provides ample parking and the CHARMING FRONT PATIO is perfect for watching AMAZING SUNSETS. Additional improvements include new durable & easy maintenance HARDY BOARD SIDING throughout the exterior, NEW IMPACT WINDOWS, a NEW HVAC system (2020), NEW ROOF (2017), NEW SEPTIC (2022) and UPDATED ELECTRICAL PANEL (2014) ensuring peace-of-mind for years to come. Steps to the infamous Boondocks Restaurant and the Adventure Yacht Club and Freedom Boat Club marina, offering dock access or boat rentals for boating enthusiasts! This awesome home is perfect as a primary residence, vacation home, or a high income investment property with short-term rental potential! Located minutes to the historic Ponce Inlet Lighthouse, Jetty Park, Marine Science Center, dog park/beach, and a wide array of water activities including fishing, kayaking, jet skiing, surfing & much more!!

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 50 x 129
  • Laundry: Inside
  • Year Built: 1983
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,180
  • Acreage: 0.15
  • Lot Size: 50 x 129
  • Est. Taxes: $4,933
  • Lot Desc: City Lot
  • Pool: Heated, Salt Water, Solar Power Pump
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: NS1084490
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/NS1084490/4009speninsuladrive_outofarea_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/7/2025 4:47:08 PM)
Listing courtesy of TEAM CARON REALTY   Phone: 386-846-2339

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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4009 S PENINSULA DRIVE, Out of Area, FL, 32127

$699,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,920 $559,920 $559,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.132%
Monthly Tax Payment $411 $411 $411
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,493 $3,678 $4,687
Total Monthly Payment $3,996 $4,181 $5,190

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.