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Welcome to 813 Riverside Drive! Nestled in the award-winning Amity (Turkey Hill) School District, this charming 3-bedroom, 2-bathroom ranch home is ready to welcome you. As you step inside, you'll be greeted by an entrance that leads to the living room with beautiful hardwood floors and a cozy wood-burning fireplace. The living room flows into the dining area, creating an open, inviting space perfect for gatherings. The kitchen features an eat-in area and offers direct access to a multi-tiered deck that overlooks a picturesque stream-ideal for relaxing or entertaining. The primary bedroom features hardwood floors and an en-suite bathroom. Two additional bedrooms, also with hardwood floors, share a large full bathroom, completing the main level. Downstairs, the lower level offers a versatile home office space, while the laundry room, equipped with a wet sink, walks out to the expansive backyard. The home has plenty of storage areas that could also become finished living space if needed Additional features include public water, central air, and the peace and privacy of living at the end of a cul-de-sac, just steps away from the hiking trails of Camp Cedar. Conveniently located near the Post Road, major highways, shopping, dining, and the train station, this home combines both tranquility and accessibility. Make this property your new home today! Subject to probate approval.
Type | Description | Level |
---|---|---|
Bedroom 1 | Built-Ins,Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Dining Room | Hardwood Floor | Main |
Eat-In Kitchen | Main | |
Living Room | Fireplace,Hardwood Floor | Main |
Office | Wall/Wall Carpet | Lower |
Primary Bedroom | Full Bath,Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $772 | $772 | $772 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,781 | $2,890 | $3,683 |
Total Monthly Payment | $3,645 | $3,754 | $4,547 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.