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This well-maintained two-bedroom custom log home is tucked away off the road, surrounded by trees and bordered on the western edge by Kirby Brook . The house site is open and sunny, perennials are scattered across the landscape , delivering you onto the covered porch. Most of the acreage is wooded , offering habitat to deer, turkey and seasonal songbirds. Inside, the floor plan is open, the living room centers around a bespoke stone hearth reaching two stories into the vaulted post and beam ceiling above. There are wood floors throughout, granite countertops and a standing seam metal roof. Kirby Mt Road is minutes off of either Interstate. Kirby offers Choice schooling K-12 and is in the center of VT’s famed NEK; a well known recreational paradise. Ski at Burke Mt, gravel or mountain bike on Kingdom Trails, kayak Lake Willoughby , ride the VAST trail system OR hang a hammock between two Maples and enjoy the silence. This home is not in a flood zone and is serviced by a town maintained road. Call today to schedule a private viewing or take the virtual tour.
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Our Executive Mortgage Banker:
Our Insurance Division:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,922 | $2,023 | $2,578 |
Total Monthly Payment | $1,997 | $2,098 | $2,653 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.