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Welcome to 22 Druid Hill Road, a dream home with a location bar none! This home features a welcoming entry foyer, expansive formal living room with a wood burning fireplace, large sun filled windows and access to a beautifully detailed office/bonus room with views of the stunning property. A large formal dining room includes bright windows with easy access to the kitchen. Enjoy spending time in this wonderful kitchen which consists of all newer stainless-steel appliances. Off the kitchen, there are French doors leading to an alluring sunroom for some peace and tranquility. The considerably sized family room includes beautiful wood detailing. A half bathroom is located on the first floor as well. Upstairs are the four generous size bedrooms. Starting with the primary bedroom which has ample closet space, full bathroom and an elegant window and window seat with storge underneath. There are an additional three bedrooms with ample closet space. Also, a main full bathroom. The basement is unfinished with the laundry area, workshop, lots of storage space and an outside exit. The property is 1. 21 acre and has been loved and maintained for over 60 years! Belle Terre Village Amenities are 24/7 Security, Belle Terre Beach, A lovely private community that provides many community events during the year for the young and older folk. The Village of Port Jefferson also has easy access to the LIRR, Port Jefferson Ferry, amazing shops and outstanding restaurants. The kids love Rocketship Park and ice skating at The Harborfront Park which overlooks Port Jefferson Harbor. Above taxes do not include Belle Terre Village Tax which are $2161. 00. Total taxes for this home are $21, 964. 44
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $960,000 | $960,000 | $960,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.751% | 6.309% |
Monthly Tax Payment | $1,734 | $1,734 | $1,734 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,526 | $6,147 | $8,166 |
Total Monthly Payment | $7,385 | $8,006 | $10,025 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.