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Experience the best of lakefront living in this beautifully furnished seasonal cottage at Apple Island Resort, perfectly positioned to capture sweeping views of Lake Champlain and the Green Mountains, including Camel’s Hump. A standout feature is the expansive deck, ideal for soaking in fresh lake breezes, vibrant sunrises, and stunning sunsets. Tucked on a street with only six cottages and no direct neighbors in front, this cottage offers a rare sense of privacy while still being close to the resort’s top-tier amenities. Inside, the home has seen thoughtful updates over the past few years. In 2022, a heat pump with central air conditioning was installed, along with new laminate flooring. In 2023, the electrical system was upgraded, a stackable washer and dryer were added, a Broan range hood was installed above the gas range, and the kitchen plumbing and faucet were updated. As a resident of Apple Island Resort, you'll enjoy access to a wide range of amenities: a full-service marina with seasonal pontoon rentals, boat launch, and slips; a meticulously maintained 9-hole par-3 golf course; an outdoor pool and relaxing hot tub; and a general store stocked with daily essentials and tasty sandwiches! Open seasonally from May 1 to October 20, this cottage is a perfect escape in the heart of the Champlain Islands. The 2025 lease fee is $9, 210.
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Our Executive Mortgage Banker:
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$119,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $95,200 | $95,200 | $95,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $13 | $13 | $13 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $594 | $625 | $797 |
Total Monthly Payment | $682 | $713 | $885 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.