138 W REEF LANE, Citrus Springs, FL, 34434 | $290,900

Charming home in Citrus Springs! Take advantage of the opportunity to purchase this cozy home in an area with great potential for appreciation. With a meticulous design, this property offers 4 bedrooms, all equipped with large closets, providing plenty of storage space and comfort for your family. The 2 well-designed bathrooms also have closets, offering practicality and organization.

Upon entering, you will be greeted by an open space that harmoniously integrates the living room, dining room and kitchen. The living room is generously spacious, creating the ideal environment for leisure moments with friends and family. The kitchen is a real highlight, with quartz countertops, a central island, a practical pantry and cabinets and included appliances, making meal preparation both sophisticated and functional.

The home also features a charming front porch, ideal for relaxing on quiet evenings or enjoying morning coffee. Sliding doors provide plenty of natural light and easy access to the backyard. Additionally, the laundry room is equipped with a dedicated space for organization. The sidewalks surrounding the home add charm and security to the neighborhood, while the garage, with an electric door and remote control, leads to ample space for two cars.

Every element of this home reflects the perfect balance of practicality and style, from the easy-care vinyl flooring to the additional closet for extra storage. And with a one-year warranty, you can rest assured knowing your home is well protected. Don’t miss out on this opportunity to live in Citrus Springs, in a home that combines comfort, convenience, and elegance. Schedule your tour today and imagine the life you could build in this incredible place!

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Ranch
  • Year Built: 2025
  • Garage: 2-car Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,774
  • Acreage: 0.23
  • Est. Taxes: $133
  • Elem. School: Central Ridge Elementary School
  • Middle School: Crystal River Middle School
  • High School: Citrus High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: O6297721
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/O6297721/138wreeflane_citrussprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2025 3:47:28 AM)
Listing courtesy of WRA BUSINESS & REAL ESTATE   Phone: 407-512-1008

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

138 W REEF LANE, Citrus Springs, FL, 34434

$290,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $232,720 $232,720 $232,720
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.990% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.095% 7.141% 6.152%
Monthly Tax Payment $11 $11 $11
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,471 $1,547 $1,948
Total Monthly Payment $1,557 $1,633 $2,034

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.