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Prestigiously positioned on one of the finer streets as ONE OF THE LAST KOLTER-BUILT HOMES (2022) in a premier 55+ FULL-SERVICE, GATED COMMUNITY, this Jasmine model is not too big. . . nor is it too small, but its OPEN CONCEPT FLOOR PLAN lends itself to comfort-living that is designed to be “just right” w/a SIZABLE MASTER, A GUEST BEDROOM, BOTH CASUAL & SEMI-FORMAL DINING, and a DEN!
Its forward-thinking design is apparent from the front elevation as the roofline rises providing a "sitting" FRONT PORCH created on a diagonal, and an 8’ lead glass front door adding to its visual interest.
Inside is a true foyer where the GORGEOUS SOFT CREAM-CLOUD GRAY WOOD-PLANKED CERAMIC TILE FLOORS laid THROUGHOUT welcome and extend towards the rear of the home meeting w/TRIPLE 8’ SLIDING GLASS DOORS running the entire width of the back wall allowing the Florida sunshine to pour into the home w/its energy and light.
The kitchen boasts glistening white quartz countertops resting on white 42” cabinetry w/6’ crown molding above and under counter lighting mounted below, accented by matte black hardware and a decorative glass tile backsplash, giving a touch of modern elegance! But it is as functional as it is beautiful…SS APPLIANCES, a CLOSET PANTRY, a PENINSULA fashioned so that interaction w/guests and ample space for prepping are easily accomplished together! DISTINCT TO THIS HOME ALONE…AN EXTRA SET OF CABINETS have been seamlessly incorporated providing a nice drop-off counter and auxiliary storage! A BREAKFAST NOOK, nicely nested between two windows at the corner, completes the stylish space w/that special “home-like” feeling.
The living areas are cozy yet spacious! Cozy in that it is not an overwhelming space too big for just one or two, but also spacious in that the shared areas, though specifically distinguished w/the TRAY CEILING over the living room and the RAISED TRIPLE TRANSOM WINDOW in the dining room (perfect for an heirloom hutch), provide ease of movement in opportunities for hosting.
A DEN broadens the width of the gathering areas w/flexibility of purpose…HOBBY ROOM, STUDY, HOME OFFICE, and perhaps a Murphy bed too!
The PRINCIPAL SUITE features an ELEGANT TRAY CEILING and DUAL-CORNER FRAMED WINDOWS, all offering lush green views of fabulous flora. Its generous dimensions readily accommodate an oversized king bed in two distinct furniture configurations.
The accompanying ENSUITE is a luxurious respite for any homeowner, presenting HIS & HER SEPARATE VANITIES, HIS & HER SEPARATE WALK-IN CLOSETS, a WALK-IN SHOWER w/MARBLE-ESQUE TILE extending to the high ceilings, and a PRIVATE WATER CLOSET.
A second bedroom, ample for any guests' enjoyment, shares a hall bath also adorned in elevated finishes.
A SCREENED LANAI is to be enjoyed, complemented by a seven-foot-high viburnum hedge, offering privacy and shade along w/the mature trees and wooded area of the approximately 80-foot association easement.
Victoria Gardens is well-suited for the active adult wanting to live life to the fullest w/a Florida lifestyle -- having energy for events, engagement w/community, and meaningful relationships. It features multiple spa-like pools, fitness centers, walking trails, tennis/pickleball, golfing, a community center with a wide variety of activities. Deland is noted as America’s #1 Mainstreet in 2017 and continues to grow as one of Florida’s best-kept-secrets being less than an hour to Florida’s beaches and Orlando.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $466 | $466 | $466 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,947 | $2,047 | $2,578 |
Total Monthly Payment | $2,488 | $2,588 | $3,119 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.