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Exquisite Riverfront Lot. Unrivaled sunsets! Expansive, sweeping, coastal views. A quiet preserve. Private dock permit. Secluded locale. Extraordinary opportunity: Final waterfront homesite of its kind. Exclusive 4 residence cul-de-sac. Premier corner lot, bordered by 3. 5ac of protected woodlands. Unmatched privacy! Finished values $3M-4. 5M+. This is your moment to build instant & lasting equity. Craft a one-of-a-kind legacy estate- an irreplaceable offering. A canvas for your dream home & lifestyle! Country club living w/ golf & full amenities- 30 minutes from downtown Charleston & the airport. 15 minutes to the beaches. Bring your own builder & vision or select from elite custom home builders ready to bring your masterpiece to life. Live boldly. Live beautifully. The opportunity is now!Live the Charleston and Lowcountry Dream: Rivertowne CC is one of Mount Pleasant's most prestigious and sought-after communities, offering luxury living surrounded by the majestic Wando River, historic creeks, peaceful marshes filled with shrimp, fish, seabirds, and waterfowl. Streets lined with graceful palm trees and ancient oaks draped in Spanish moss blend seamlessly with stately cypress and hickory trees, creating a rich and enchanting landscape. The neighborhood is further enhanced by vibrant perennials, seasonal annuals, and scenic vistas- all paired with first-class amenities and an unbeatable lifestyle. Golf cart friendly. At the heart of the neighborhood is an Arnold Palmer-designed 18-hole championship golf course. The stately clubhouse features a pro shop, bar, white-tablecloth dining, convenient to-go meals, and a private members' lounge. Golf memberships are optional, allowing residents to enjoy exclusivity without obligation. The annual HOA fee includes access to a wealth of resort-style amenities, including a swimming pool (with chiller and heater), a splash pad, a deluxe playground, basketball and sport courts, professionally maintained Har-Tru clay tennis courts, and a picnic pavilion. The community also offers a neighborhood swim team, weekly food trucks, and thoughtfully planned events throughout the year. Miles of scenic sidewalks invite evening strolls and morning runs alike. Convenience is just outside your door, with grocery stores, restaurants, and shopping located at the front of the neighborhood- and even more just a short drive away. Inside the Kiln Point cul-de-sac, residents enjoy private access to the community's deepwater dock on the river, offering space for multiple boats and 48-hour moorage- perfect for fishing, boating, sunset cruises, and making lifelong memories. Of all homesites in Rivertowne, 2331 Kiln Point is the final available waterfront lot, and a last of its class in this portion of Mt Pleasant-a truly rare and remarkable opportunity to build your dream home in one of Mount Pleasant's most iconic neighborhoods. The Legacy of the Lynch Family and Rivertowne: Thomas and Sabina Lynch were among Mount Pleasant's earliest and wealthiest residents. Their 18th-century plantation house once stood on the land now known as Rivertowne. The Lynch family story in the Lowcountry began in 1677, when Jonack Lynch emigrated from Ireland to Charles Towne. He established Blessing Plantation and by 1715, Jonack's son, Thomas Lynch, had acquired 1, 170 acres along the east bank of the Wando River- present-day Rivertowne. Thomas built a "new dwelling house" on the property, known as Brick House. A prominent figure in colonial society, Thomas served in the Commons House of Assembly and was a colonel in the Christ Church Parish militia. Their son, also named Thomas, became a staunch patriot and was elected to represent South Carolina at the First Continental Congress. His son, Thomas Lynch Jr. , signed the Declaration of Independence on behalf of his ailing father in 1776- forever etching the Lynch name into American history. In the 1990s, archaeologists uncovered the foundation of "Brick House" on the site where Rivertowne now rests, along with several small brick kilns believed to have been used in the home's original construction. Today, near the Kiln Point cul-de-sac, in the community dock park area, visitors can still see the remnants of historic brick kiln houses submerged in the ground, as well as artifact bricks scattered across the property and along the riverbank. (Town of Mount Pleasant Historical Society).
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $880,000 | $880,000 | $880,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.751% | 6.666% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,347 | $5,635 | $7,666 |
Total Monthly Payment | $5,472 | $5,760 | $7,791 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.