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Welcome to your dream home nestled in the AMENITY filled neighborhood of Carolina Bay! This spacious townhome offers 2081 sq ft of living space which includes 3 bedrooms and 2. 5 baths. The home has WOOD floors on the main living level, a gas FIREPLACE, a gas RANGE, SCREENED PORCH, TANKLESS water heater, NEWER heat & AC unit (installed 2024). NEWER roof (installed 2024) and cement plank siding. The PRIMARY BEDROOM has a large bathroom with a newly remodeled shower (2024) giving it a spa-like atmosphere. There is a drive under garage that accommodates 2 cars & has room for storage. Essex townhome HOA fees currently cover pest control, termite protection plan, exterior pressure washing, lawn mowing, shrub trimming & irrigation. Don't miss out on the opportunity to make this YOUR new home!The neighborhood amenities include THREE community POOLS, PLAYGROUND areas, a DOG PARK, miles of trails as well as a 3 ACRE park which is used for neighborhood gatherings such as FOOD TRUCK Fridays, movie nights & holiday events. (Be sure to watch the NEIGHBORHOOD AMENITIES VIDEO to see everything Carolina Bay has to offer). Shopping & restaurants are minutes away as well as being convenient to downtown Charleston & all of the local beaches. Seize the opportunity to make this home yours today and begin living the CAROLINA BAY LIFE.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,473 | $2,570 | $3,275 |
Total Monthly Payment | $2,548 | $2,645 | $3,350 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.