This Charming Cape Cod Style Home offers 3 Bedrooms and 2 Full Bathrooms. The Living Room & Dining Room feature an open floor plan into the Kitchen. Hardwood floors shown on the 1st Floor. The slider from the Dining Room enters into the Den. Also, there are 2 large Bedrooms and a Full Updated Bathroom on the first floor. The 2nd floor addition was constructed in 2003 which features a Primary Bedroom with an En-Suite Primary Bathroom and Walk in Closet. There is also a Spacious Office. The Basement is unfinished plumbed for the washer & dryer(not included but negotiable). A one-Car Garage towards back of the house can be accessed thru the basement. The many updates and special features include: 1000 Gallon Septic Tank 2022 and leach fields 2024, Drilled Well 2017, Windows 2000, New Boiler & 275 Gallon Oil Tank 2024. Brick Fireplace, Generator Hookup (generator not included but negotiable), Easy care Vinyl Siding 2003. The Private level backyard is great for outdoor fun. This home is located on a Quiet Cul de Sac street. Close to the Metro North train station, walkway over the Hudson, shopping, restaurants, hospitals, businesses, recreation fields, landmarks, historical sites, colleges, and more. This one is the perfect match for you, don’t let it get away!
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Our Executive Mortgage Banker:
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$415,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $643 | $643 | $643 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,098 | $2,181 | $2,779 |
Total Monthly Payment | $2,816 | $2,899 | $3,497 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.