Seize the chance to own this incredible 1, 000 sqft, first-floor 2-bedroom, 1-bathroom co-op in the highly sought-after Valentine Gardens community—a hidden gem at an unbeatable price! Tucked away on a serene cul-de-sac west of Broadway, just off Riverdale Avenue, this home offers the perfect blend of tranquility and convenience—a commuter’s dream with effortless access to NYC. When you step inside, your welcomed by a stylish entry lounge, perfect as a cozy sitting area or formal dining space. The beautiful eat-in kitchen boasts plenty of room for a sizable table, making it the perfect spot for morning coffee, Sunday brunches, and unforgettable moments with loved ones. With unmatched storage, say goodbye to clutter! This home offers an abundance of closet space, ensuring everything has its place—no more sacrificing style for storage. Both bedrooms offer generous space and natural light, while the updated bathroom adds a touch of modern elegance. Directly across from a gorgeous public park, complete with a tennis court, playground, and lush green spaces—the perfect escape to unwind or stay active. This Co-op Requires a Debt-to-Income Ratio: 33% or lower, and a Minimum Down Payment of 25%. Don’t miss this rare opportunity—inquire today and make this stunning co-op your new home!
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$170,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $136,000 | $136,000 | $136,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $860 | $893 | $1,138 |
Total Monthly Payment | $935 | $968 | $1,213 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.