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Welcome to this charming two-story home located in the heart of Patchogue. This beautifully maintained residence features three spacious bedrooms and one full bathroom, making it the perfect blend of comfort and functionality. As you arrive, you’re greeted by a welcoming front porch that adds a touch of classic charm and offers a cozy spot to enjoy your morning coffee. Inside, the home boasts a warm and inviting layout, with plenty of natural light pouring in through well-placed windows, creating a bright and airy feel throughout. The main level offers a comfortable living space while the kitchen provides ample cabinet space and all the essentials to inspire your inner chef. Upstairs, you’ll find three generously sized bedrooms, each offering ample closet space. Outside, the property includes a large, fully fenced backyard—perfect for summer barbecues, gardening, or just soaking in the quiet surroundings. Additional highlights include a private driveway with plenty of parking and a convenient side entrance that leads directly to the backyard and new cesspool. Low taxes and situated just minutes from Patchogue’s lively Main Street, this home offers easy access to local restaurants, shopping, parks, and public transportation. Whether you're a first-time buyer, downsizing, or looking for a smart investment, this delightful home checks all the boxes. Don’t miss the opportunity to own a piece of one of Long Island’s most vibrant and growing communities. Home has tenants paying $3200 a month, would like to stay if possible. Lease ends in June.
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Our Executive Mortgage Banker:
Our Insurance Division:
$539,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,992 | $431,992 | $431,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $515 | $515 | $515 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,730 | $2,838 | $3,616 |
Total Monthly Payment | $3,337 | $3,445 | $4,223 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.