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The most beautiful sandy beach is a walk away on beautiful Lake Champlain located at Allen Bay awaits your umbrella, towel, picnic dinner and all the beach toys to be had. The water is clean and clear, kick off your flip flops entry, wade in, there is no other ideal lakeshore on a summer day or any season to walk and enjoy a peaceful, tranquil lakeshore experience. The lake access is a special benefit to residing on Holiday Point. Need a break from the heat or rain, stretch out on the must have New England front porch. No party cancellations here, the extra large covered porch to the rescue! The porch has a water view, overlooking a gracious front lawn and the tree lined road entry sets the stage to Holiday Point. The property interior is warm, inviting and comfortable. The first floor is filled with multi-purpose rooms, office/den, sitting room off the foyer, large living area, a 3 season lakeview porch with a water view, kitchen with hickory cabinets, Aga stove, butlers pantry and a dining area to start the day with breakfast and ending with the days stories at dinner. The primary bedroom suite has a cozy sitting room plus the 2nd floor has 2 additional bedrooms, a full bath and a bonus room with a private bath. The full unfinished basement has ample storage/workshop space, a bulkhead for easy exterior access. Plenty of garden space, lawn games, attached heated garage, add to the property features. Easy distance to Burlington and Montreal.
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Our Executive Mortgage Banker:
Our Insurance Division:
$980,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $784,000 | $784,000 | $784,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.764% | 6.309% |
Monthly Tax Payment | $675 | $675 | $675 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,513 | $5,020 | $6,669 |
Total Monthly Payment | $5,280 | $5,787 | $7,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.