102 CRESTWOOD LANE, Largo, FL, 33770 | $1,275,000

Under contract-accepting backup offers. Paradise Found in Harbor Bluffs! Welcome to your dream home in the coveted community of Harbor Bluffs, where luxury meets peace of mind. This beautifully maintained 5-bedroom, 3. 5-bathroom residence offers 2, 791 sq ft of thoughtfully designed living space and a lifestyle of comfort, elegance, and fun in the sun. Nestled in a non-flood zone and having sustained absolutely no damage from the past two hurricanes, this home provides true worry-free living. Plus, enjoy the long-lasting durability of a metal roof with a 40-year warranty, giving you even more confidence in your investment. Step inside to an open split floorplan that perfectly blends functionality and style. The heart of the home is the spacious great room, seamlessly flowing into the outdoor living spaces and overlooking the stunning saltwater lagoon pool — perfect for entertaining or relaxing under the Florida sun. Adjacent, the chef’s kitchen is an entertainer’s delight, featuring double convection ovens, stainless steel appliances, granite countertops, a breakfast bar, and a generous pantry. The formal dining room adds a touch of elegance for hosting family gatherings or special occasions. Retreat to the luxurious primary suite, complete with private access to the pool area, a large walk-in closet, and a spa-inspired bathroom with dual vanities, an oversized walk-in shower, and a private water closet for added convenience. This home offers versatility to suit your needs: the fourth bedroom functions beautifully as a second primary suite with its own ensuite bath, while the fifth bedroom — currently set up as an office — opens directly to the pool, making it a serene workspace or guest room with easy outdoor access. All bathrooms have been recently remodeled, exuding modern style and comfort throughout. Step outside to your personal tropical oasis, where entertaining is effortless. Relax in the oversized hot tub, gather under the recently updated tiki hut with new poles and a thatched roof, or enjoy evenings by the outdoor propane firepit. The expansive pavered patio and outdoor shower complete the ultimate Florida lifestyle. The lush landscaping is a showstopper, meticulously maintained with 12 species of palm trees and flourishing mango trees, all kept vibrant by a well-fed irrigation system. Additional features include a 3-car garage with electric RV hookup, freshly painted exterior (2023), pavered driveway, new pool equipment (2023), and dedicated space to park your boat alongside the house. Located just minutes from fine dining, boutique shopping, parks, local entertainment, and only a quarter mile to the boat ramp and a mile to the sugar sands of Indian Rocks Beach, this home truly offers the best of coastal living. Don’t miss your chance to make this slice of paradise yours — schedule your private showing today!

Features

  • Rooms: 15
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Lot Size: 97 x 125
  • Laundry: Inside, Laundry Room
  • Year Built: 2006
  • Garage: 3-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,791
  • Acreage: 0.28
  • Lot Size: 97 x 125
  • Est. Taxes: $6,449
  • HOA Fee: $405 Annually
  • Elem. School: Mildred Helms Elementary-PN
  • Middle School: Largo Middle-PN
  • High School: Largo High-PN
  • Pool: In Ground, Pool Sweep, Salt Water
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: TB8371433
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /eprop/TB8371433/102crestwoodlane_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/7/2025 11:32:08 PM)
Listing courtesy of KELLER WILLIAMS GULFSIDE RLTY   Phone: 727-489-0800

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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102 CRESTWOOD LANE, Largo, FL, 33770

$1,275,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,020,000 $1,020,000 $1,020,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.727% 6.560%
Monthly Tax Payment $537 $537 $537
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,198 $6,531 $8,815
Total Monthly Payment $6,860 $7,193 $9,477

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.