637 OLIVE CONCH STREET, Ruskin, FL, 33570 | $325,000

Welcome to this stunning coastal 3 bedroom residence, a true masterpiece that exceeds all expectations! Immaculately maintained and move-in ready, this beautiful home captivates you with its attractive & well manicured curb appeal and shows BETTER THAN A MODEL! A bright and inviting foyer welcomes you into the home, leading you to a formal dining room that could easily be used as a home office or flex space to suit your needs. Just past the dining room brings you to the heart of the home - your delightful kitchen, which overlooks the spacious gathering room. Modern shaker style espresso cabinets in the kitchen are complemented by gleaming granite counters. Your kitchen also includes stainless Whirlpool appliances including upgraded French door refrigerator, dedicated pantry, and breakfast bar that provides additional seating, making this the perfect space to cook, entertain, and unwind. Sliders just off the gathering room lead you to your own private oasis - the screened in lanai overlooking your spacious, fully fenced backyard, providing you a peaceful & relaxing spot to unwind at the end of your day. Back inside, just off the gathering room is your large Primary Retreat which offers a true sanctuary, complete with generously sized walk-in closet with linen closet. Your en-suite Primary Bath includes extended vanity with dual sinks and roomy walk-in shower. Two secondary bedrooms are tucked away down a hallway beyond the dining room, with a full bathroom conveniently located just outside. You'll also appreciate the abundance of storage space, including an additional linen closet and a large coat/storage closet between the two secondary bedrooms. A dedicated laundry room with washer and dryer included is conveniently situated just off the foyer, near the entrance to the garage. Additional upgrades & notable features to this exquisite home include security cameras in the front and rear of home; irrigation system in both the front and side yards; added custom cabinetry hardware; additional custom landscaping including landscaping rocks; elegant coach lights; and hurricane shutters. Situated in beautiful Shell Cove, in walking distance to the amenity center which includes resort style pool, clubhouse, playground, dog park, and basketball court. For outdoor enthusiasts, E. G. Simmons Park and Little Harbor are just minutes away, offering opportunities for beach relaxation, taking in nature walks, or going fishing, camping, and boating. With easy access to US-41, I-75 & US-301, shopping, dining, & St. Joseph's Hospital South are located nearby.

Features

  • Amenities: Trail(s)
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 35 x 125
  • Laundry: Laundry Room
  • Year Built: 2021
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,516
  • Acreage: 0.1
  • Lot Size: 35 x 125
  • Est. Taxes: $6,100
  • HOA Fee: $140 Annually
  • High School: Lennard-HB
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: A4648170
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/A4648170/637oliveconchstreet_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/17/2025 3:32:08 PM)
Listing courtesy of KELLER WILLIAMS REALTY SELECT   Phone: 941-556-0500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

637 OLIVE CONCH STREET, Ruskin, FL, 33570

$325,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $260,000 $260,000 $260,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.083% 7.063% 6.152%
Monthly Tax Payment $508 $508 $508
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,643 $1,708 $2,177
Total Monthly Payment $2,226 $2,291 $2,760

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.