315 Cushman Road, Patterson, NY, 12563 | $675,000

Nestled between rolling horse farms and perched above its own babbling brook, this well-maintained contemporary ranch sits on nearly 5 acres of tree lined private property. Featuring 4 bedrooms and 3 full baths, light pours into this home through expansive windows, skylights, clerestories, and an enormous sunroom. The spacious kitchen opens onto a versatile space featuring a granite clad fireplace and a dining area. The living room with a large bay window features another stone fireplace and bluestone hearth. The bedrooms are all oversized, while the primary bedroom features a spacious bathroom and walk-in cedar closet. The sunroom can be accessed from the dining room and the primary bedroom, and opens onto a large brick patio made for entertaining. The lower level features a 2. 5 car garage, a large family room, a wet bar, a bonus room with sliding glass doors, the laundry and utility room. This area may be permitted as an accessory apartment. A fully planked attic with a pull down ladder offers substantial storage space. Other features include two above ground oil tanks for heat and hot water, propane for stove/range, and a back up generator that powers the kitchen, heat, well pump, utility room and lower level family room. A spacious parking area and two storage sheds are located on the property. Offers a great location for commuters, close to I84 and Metro North Railroad. Outdoor enthusiasts will enjoy the close proximity to hiking, skiing and a rail trail for biking.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 3 full
  • Style: Contemporary
  • Year Built: 1988
  • Garage: 2-car
  • Heating: Oil
  • Cooling: Central Air
  • Basement: Finished
  • Approx Sq. Feet: 2,746
  • Acreage: 4.59
  • Est. Taxes: $14,717
  • Elem. School: Matthew Paterson Elementary School
  • Middle School: George Fischer Middle School
  • High School: Carmel High School
  • School District: Carmel
  • Appliances: Cooktop, Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Freezer, Gas Cooktop, Microwave, Oven, Refrigerator, Washer, Oil Water Heater
  • MLS#: 834361
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/834361/315cushmanroad_patterson_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Christie's Int. Real Estate   Phone: 914-266-9200

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

315 Cushman Road, Patterson, NY, 12563

$675,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $540,000 $540,000 $540,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $1,226 $1,226 $1,226
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,413 $3,547 $4,520
Total Monthly Payment $4,731 $4,865 $5,838

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.